Purchase, insurance, maintenance… how much does an electric car cost?

To afford an electric car, you have to pay a certain price. But in the long run, it saves you money by avoiding major maintenance.

There are several reasons why you might want to switch to an electric car. Historically high, prices at the pump, all fuels combined (1.96 euros/litre for unleaded 95-E10 on average, 2.11 euros/litre for diesel, as of March 25), could put you off. State aid also promotes the switch to electricity. The ecological bonus (up to 6,000 euros), the conversion bonus (up to 5,000 euros), the tax credit for the installation, at home, of a charging station… significant boosts to avoid driving up the bill.

Since the beginning of 2022, sales have skyrocketed. As reminded The Parisianover the first two months, 23,671 electric cars were registered (compared to 14,896 in 2021), i.e. 10.8% of market share (compared to 5.8%). In addition, 315,978 electric and plug-in hybrid vehicles were registered in France in 2021, an increase of +62% compared to 2020. Compared to 2019, the increase is even more impressive +355%.

Dacia offers an electric car for less than 18,000 euros

To afford an electric car, you have to pay a certain price. In general, concerning the best-selling models, such as The Tesla Model 3, whose price is displayed from 43,800 euros (ecological bonus not included), the bar is above 30,000 euros in cash purchase. The rent meanwhile is at least 150 euros / month in leasing. Only Dacia’s Spring car breaks the market, offered from 17,690 euros (ecological bonus of 4,776 euros not deducted).

The movement towards electric is a fundamental trend, accelerated by soaring fuel prices and the establishment of low emission zones (ZFE)analyzes Romain Boscher, the general manager of Aramisauto, the leader in second-hand sales. Last week, we sold twice as many electric cars as in previous weeks. The Renault Zoé, marketed in 2013, is one of the main successes of the second-hand market. At Aramisauto, a Zoé from 2016, 28,448 km on the clock, is on sale at 9,990 euros, but the battery is then rented. With battery included, a 2020 Zée, 11,322 km on the clock, is on sale at 22,990 euros.

Less expensive maintenance

In addition, the electric car saves you too much maintenance. No clutch, no oil, no gearbox… Everything is mechanically simple. Another advantage: the brakes deteriorate less quickly. A general overhaul of a thermal model costs on average between 250 and 300 €, depending on the models and versions. According to the National Association for the Development of Electric Mobility (Avere), the maintenance budget for electric cars would be halved compared to thermal models. An owner would thus save an average of almost €4,000 over the entire lifespan of his vehicle.

The electric motor never failsenthuses Arnaud Pigounides, the founder of Retrofuture, a retrofit start-up (replacement of a vehicle’s combustion engine with a battery-powered engine). Only risk: the failure of the battery, but these are generally covered by a guarantee. »

A claim to be taken into account

On the other hand, the insurance premium will cost you more. ” The difference is partly offset by the abolition of the tax on insurance agreements (TCAS) by the State for green vehicles, which normally weighs 20% of the premium “says Christophe Dandois, co-founder of Leocare, 100% online insurance. It is always possible to benefit from promotional offers, with insurers also taking the ecological turn. When it comes to high-end cars, on the other hand, the premium soars to at least €1,000 per year, for an average in France of €600.

However, beware of the loss experience. ” The driverss are surprised by the power of these carssays Olivier Moustacakis, co-founder of AssurLand. The cost of repairs is also higher, in particular because there is a lot of aluminum in the bodywork, innovative technologies and few authorized garages. “Regarding the full of electricity, EDF is counting on” less than 2 euros/100 km in electric compared to more than 10 euros/100 km traveled in a thermal car “. Thus, you will reduce your fuel bill by three or four.

On the cost of electricity, at the Ministry of Finance, a senior official admits that the current evolution of the French car fleet will represent a headache for the public accounts: “ The day when the vast majority of cars will have switched to electric, the State will absolutely have to compensate for the 40 and some billion euros that fuel taxes bring it. A new tax system will have to be invented. »

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