Choosing your next bank is often a headache, but just like mobile or internet plans, it is possible to get good deals. At the moment, 3 banks offer welcome bonuses going beyond 100 euros: Société Générale, Monabanq and Orange Bank.
The news of online banks is always so constant and it is not uncommon to come across very interesting offers in case you want to change the way you manage your money. At the moment, 3 banks offer welcome offers exceeding 100 euros: Société Générale, Monabanq and Orange Bank.
Overview of offers
Sobrio at Société Générale: Up to 130 euros in bonus
Société Générale has for some time reviewed its entire offer to give itself the air of online banking. The Sobrio offer goes in this direction and its prices are among the most competitive on the market for the services offered. In addition, each customer has the advantages of a traditional bank such as the allocation of a bank adviser or access to more specific products such as insurance, loans or savings accounts.
The first VISA card named Evolution is available at 7.20 euros per month, the second VISA Classic is at 7.90 euros per month and the last, the VISA Premier, is at 14.90 euros monthly. You can therefore take advantage of this offer to be reimbursed a good part of the annual fees for these cards.
The Societe Generale application (available on Android and iOS) notably offers automatic categorization of expenses and security options such as fingerprint unlocking. The latter is even Paylib and Apple Pay compatible for contactless payments via mobile and you can even configure a connected watch to pay with via compatible terminals. We still regret the absence of Google Pay.
Right now and until March 24Société Générale offers, by opening a Sobrio account, a bonus of up to 130 euros: 80 € offered for the online opening of a first bank account and 50 € offered if you direct your regular direct debits/transfers to Societe Generale.
Pratiq/Uniq at Monabanq: up to 120 euros in premium
Monabanq is a subsidiary bank of Crédit Mutuel. It therefore benefits from the company’s know-how in this type of activity. The bank was voted “Customer Service of the Year” for the 5th consecutive year. With its offer called Pratiq, Monabanq offers a complete package from 2 euros per month, whether for an individual account or a joint account. The VISA classic card is free and it is possible to subscribe to a VISA Premier card for 3 euros more per month.
However, you should know that the Pratiq and Uniq offers are divided into 4 very distinct offers with services proportional to the monthly prices. The most interesting offer (Uniq+) is obviously the most expensive. For 9 euros per month, the subscription offers a full banking service with, in particular, free and unlimited payments and withdrawals abroad, a complete insurance package and the supply of a checkbook with the Crédit Mutuel logo.
Accessible on iOS and Android, the Monabanq application makes it easy to follow your budget and to make transfers and other operations intuitively in a few gestures. You can also access your accounts through the web platform. However, still no mobile payments via Google Pay or Apple Pay.
If you wish to open a current account with Monabanq, right nowup to 120 euros are offered. This bonus includes €80 at the opening and an additional €40 if you opt for a VISA Premier card, whatever the offer.
Premium card at Orange Bank: up to 100 euros bonus
Orange Bank is one of the first French neobanks. Like its competitors, it is resolutely oriented towards mobile management thanks to an ergonomic and very easy-to-use application.
On the supply side, while Orange Bank does offer a free Visa card, it also provides a Visa Premium card at €7.99 per month and €4.99 per month for 6 months for young people aged 18 to 25. This premium offer is naturally much more advantageous with a more complete level of service. We find in particular free payments and withdrawals worldwide or even higher payment and withdrawal ceilings (1,500 euros minimum for payments, 600 euros minimum for withdrawals). The Mastercard Gold card also stands out with its insurance and assistance guarantees: travel insurance, transport or repatriation in the event of an accident, reimbursement of stolen luggage, etc. Finally, the card gives you the possibility of benefiting from cashback advantages to partially reimburse your purchases in the Orange store.
On the mobile side, the bank relies on its very easy-to-use, comprehensive application and also on mobile payment via Google Pay and Appel Pay.
Right nowOrange Bank offers a welcome bonus of 100 euros for all new customers opting for a Premium card: 50 euros from the opening of the account and 50 euros reimbursed on your Orange bills whether on the mobile or internet plan side.
If you wish to discover other offers, do not hesitate to consult our bank comparator.
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